Get Educated. Get Ahead.
When you feel bad emotions what do you do? Do you do what a lot of people do and just waste time feeding that emotion till it gets too big to handle? Do you know someone who does that?
Well here’s a solution. A sort of action plan/slap-in-the-face. Because 100% of the time YOU can be the master of your emotions.
Read on…
It’s a pit trap we all must avoid: the price war. Because once we compete in a price war it’s all about cutting costs, lessening profits, working more for less etc. and of course what suffers most is our consumer, our clients. Bad reviews from clients give us a bad reputation which is BAD for business.
So How to avoid the Price War? Watch this video:
In this article Robert Kiyosaki discusses his opinion on college education. If you have a child going to college soon or know someone who has this might be a good article for you.
When I was young, my poor dad wanted me to go to a good college and get a good job. To him, that was the path to security. To him, that was being rich.
I ended up going to the Merchant Marine Academy, one of the top schools in the nation, which at the time afforded some of the highest paying jobs after graduation.
I learned some valuable lessons such as discipline and leadership at the academy. But I didn’t learn how money worked or how to run a business. I learned those things later in life thanks to my rich dad and by finding jobs where I could work to learn rather than work to earn, such as my sales job with Xerox.
College prepared me to be a good employee, not a good entrepreneur or investor.
Thankfully, when I went to university, it was relatively affordable. I didn’t have to take out big loans, and I didn’t have the debt of my education hanging over my head. Also, at the time, you really could get a high-paying job if you wanted one, along with the high taxes that came with it.
I feel for today’s graduates because that’s not the case. Today’s graduates are paying obscene amounts of money for tuition, taking on crippling debt, and finding a job market that doesn’t justify the costs.
This week, I came across an article on CNNMoney.com, “My Degree Isn’t Worth the Debt!”, that should be a warning for all the young people thinking about starting university this fall.
The article features testimonials from six recent graduates on why they took on too much debt for the return their education afforded. Combined, the debt load of the six students is $701,800, most of which will take most of their adult life to pay off.
Here are a few quotes from the testimonials in the article:
“I have had a good life, but now at age 37, the weariness of carrying this financial burden frustrates me to no end. My son is nine years old now and will want to attend college when he graduates high school. But what will I tell him? First I have to decide if the college degree is worth the debt. I hope by the time he is making his decision, I will have figured it out.”
“I once believed that part of the American Dream was to earn a college education and this would ensure a great career and financial freedom. Unfortunately I am losing hope. I’m a mother of three, and my husband and I have been turned down from purchasing a home due to our income-to-debt ratio.”
“As social workers, we both love what we do, and we come home with a smile. But I will give you one small example of how desperate our lives are: when my wife graduated in 2007, she owed approximately $41,000 in her private alternative loans.
Three years after we started paying the minimum payments on this loan, you would think it would go down. Instead, we now owe $48,000 because of the interest!”
“My debt is a life-swallowing, all-consuming, hole in my life. No college degree is worth that.”
“I wanted to be a journalist, but I’ve resigned myself to the fact that I won’t be able to support myself on an entry-level salary in that field. Instead, I took a temporary job providing customer service to a cell phone company”
“My life revolves around work. I’m barely able to afford rent, I’m cutting back on bills and I’m barely able to feed myself. Why? Because almost half my monthly income goes to Sallie Mae.”
Those are the words of people who believed the lie of the old rules of money and who now are paying for those lies that were sold to them. And they are the words of victims of a system that is both corrupt and criminal.
Many people say I’m anti-education, but nothing is further from the truth. I’m anti-corruption, and I’m anti-conspiracy. The student-loan racket in this country does not serve our students, it serves the rich.
I’m pro-education. I believe that complete education—education that includes comprehensive financial education—is the most important factor in determining whether you will be wealthy or not.
So, if you are considering college this fall—or if your child is getting ready for college—I ask you to educate yourself on the cost of that education…and the expected return.
The last thing I want is for you to add your words to the ones quoted above.
The last thing I want is for you to learn the hard way that it wasn’t worth it.
I encourage you to count the cost, and I also encourage you to explore other forms of education that may prepare you for what you want to do in life and that will provide you a good return—not what the rich want you to do and will provide them a good return.
This can of course be translated to the Philippines setting. A lot of people are doing doing everything they can to put their child in a good University or College. So it’s good to consider the cost and the return. And consider pursuing Financial Education right beside an Academic Education.
.:GYD:. Grab Your Dreams
Japo Domingo | Entrepreneur, Financial Literacy Advocate, Business Coach
This blog is an original composition. The blog or any portion of it may not be reposted or copied without the owner’s permission. - Japo Domingo, 09172594804
Being an entrepreneur is more about being human than anything else.
Part of that is knowing how take bold moves and risks.
This video is about some great risks and bold moves that entrepreneurs have taken and have succeeded. Click read more to see video.
Here’s an event that’s being organized by my friend, El Buelva host of Super Entrepinoy and Editor-in-Chief or FLASHNEGOSYO.com
Following the success of its second staging, Megatrade Hall is pleased to announce that the 3rd Philippine Business and Entrepreneurs Expo will be held on March 17-20, 2011 at the Megatrade Hall 2,SM Megamall.
PBEX will feature seminars and talks which will cover topics ranging from the basics of entrepreneurship to strategies on how to expand, integrate or consolidate resources for greater long term growth and profitability. Finally, the event partnered with organizations that have captured market where exhibitors would greatly benefit. Admission is FREE to the General Public.
Finally, aside from the benefits of directly meeting clients during the event, PBEX will also post the profile story of your organization through its official online partner magazine at least one (1) month prior the event, free of charge to gain more promotions & mileage.*
In this regard, we would like to invite your organization to participate in the event as an exhibitor / sponsor. We believe that your company objectives will greatly benefit during the event and your ine of business fits the Expo’s visitors.
For inquiries on how to participate as exhibitors/sponsors, call (02) 633-1697/799-0230/747-0529/701-1759 to 60
I watched this video on http://biznik.com/ It’s an awesome insight into the minds of entrepreneurs.
SHINE: The Entrepreneur’s Journey from Dan McComb on Vimeo.
Learn how to develop your inner Entrepreneur!
.:GYD:. Grab Your Dreams
Japo Domingo | Entrepreneur, Financial Literacy Advocate, Business Coach
indicate that you are a guest of “Japo Domingo” to be approved. It’s an anti-spam policy.
This blog is an original composition. The blog or any portion of it may not be reposted or copied without the owner’s permission. - Japo Domingo, 09172594804
Here’s a 2-minute Valentine’s Presentation from some of the members of Create Abundance.
Money isn’t just about money. It’s about love. Comments are highly appreciated! 
.:GYD:. Grab Your Dreams
Japo Domingo | Entrepreneur, Financial Literacy Advocate, Business Coach
indicate that you are a guest of “Japo Domingo” to be approved. It’s an anti-spam policy.
This blog is an original composition. The blog or any portion of it may not be reposted or copied without the owner’s permission. - Japo Domingo, 09172594804
When most people think about business they think about the stress, the longer hours, the sacrifices made.
This is what you get when you think about SMALL Businesses. If you don’t understand then it’s best if you read on.
One of the best reasons to start a business, a BIG business, is to CREATE TIME. Yes you can do that. Not by creating some futuristic time-machine (although that would be nice), but by creating more resources.
Let’s think about it…
Why Start a Business 4: The Economy is Rising : Will you ride the wave or will you be wiped out?
If you absolutely have to know one thing about Asian economy then this must be it. This can affect all our lives in every way and if we don’t take advantage of this opportunity then it’s like missing the train and waiting for the next one in 100 years.
Will you ride the wave or will you be wiped out?
Do you have a bad habit? One that can kill you? No? Maybe you’re part of the 80% of people who don’t know they have this bad habit.
Do you have the courage to read on or will you just be a part of the 80% statistic?
